Rates Updated Daily
We'll loan you money for buying, refinancing or building
your dream home. Fixed or variable rates apply for those
conforming loans (up to $417,000) and jumbo loans (above
$417,001) plus balloon loans.
Our interest rates are posted every morning, reflect a 40 day lock period, and are subject to change without notice. We update this rate information daily. All ANNUAL PERCENTAGE RATES (APRs) are based on loan amounts of $250,000 for conforming loan amounts and $417,001 for jumbo loans, assuming 20% equity and no Private Mortgage Insurance (PMI). It also assumes a credit score of 740 or higher. Please call our Mortgage Department at: (360) 418-4450 or 1-800-247-4364 x4450, or e-mail: mortgage@iqcu.com.
Rates Updated Daily. Actual rates depend on member credit qualifications and loan to value.
95% maximum Loan to Value (LTV) with Private Mortgage
Insurance (PMI). 80% maximum LTV without PMI.
Please contact us at 360.418.4450 for details about our mortgage products and fees.
Fixed Rate Mortgages are fully amortizing loans. The
rate will be fixed for the full term of the loan and
your monthly principal and interest payments will be
level for the term of the loan. The loans are not assumable
and there is no prepayment penalty if the loan is paid
off before maturity.
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